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How to Become Rich According to Robert Kiyosaki: Key Insights from Rich Dad Poor Dad

by 돈 비 2025. 3. 26.
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How to Become Rich According to Robert Kiyosaki: Key Insights from Rich Dad Poor Dad

What do we need to learn in order to become wealthy? Is simply making a lot of money the answer?

In his famous book Rich Dad Poor Dad, Robert Kiyosaki emphasizes the importance of financial education and explains the difference in mindset between the rich and the poor. In this post, we’ll explore the principles of wealth that Kiyosaki shares.

source : goole


  1. The Economic Lessons from Two Fathers
    Kiyosaki compares his two fathers and illustrates their different economic mindsets.
  • First Father (Poor Dad): A university professor with a doctorate and a stable job, but lacked financial knowledge and didn’t accumulate wealth.
  • Second Father (Rich Dad): A man who didn’t graduate high school, but built wealth through practical experience and financial knowledge.

Kiyosaki stresses that simply having a higher level of education doesn’t guarantee wealth; what’s crucial is learning how to manage money.


  1. The Importance of Financial Education: Assets vs. Liabilities
    Kiyosaki argues that making money is an important skill that schools don’t teach. Most education focuses on securing a good job, but doesn’t show how to become wealthy.

He emphasizes the importance of understanding the difference between assets and liabilities as the most critical step.

  • Assets: Things that generate income (e.g., real estate, stocks, businesses, rental income).
  • Liabilities: Things that drain money (e.g., cars, phones, credit card debt).

The rich tend to acquire assets, while the poor tend to accumulate liabilities. For example, the rich buy Apple stocks, while the poor buy the latest iPhone.


  1. The Rich Don’t Work for Money
    Most people work to earn money, but the rich make money work for them.
  • Middle class and poor: They work, pay bills, and save whatever is left over.
  • The rich: They buy assets first, and use the income from those assets to cover their expenses.

The key is not to work for money, but to make money work for you 24/7.


  1. The Importance of Taxes and Accounting
    The rich use the tax system to their advantage and maintain their wealth, while the middle class and poor bear the full burden of taxes.
  • Middle class and poor: Earn money, pay taxes, and then spend on living expenses.
  • The rich: Deduct business expenses first, and then pay taxes on the remaining income.

This shows that those with financial knowledge and accounting skills have an advantage.


  1. A Mindset That Doesn’t Fear Failure
    Many people avoid challenges because they fear failure. However, Kiyosaki believes “failure is part of the path to success,” and says:

“Just as we learn to walk by falling, we must also grow through failure in our financial journey.”

The rich view failure as an opportunity to learn and continuously challenge themselves.


  1. Build Assets First
    The rich build assets before buying luxuries.
  • Middle class and poor: They spend first and save whatever is left.
  • The rich: They secure assets first, and use the income generated from those assets for spending.

This difference in mindset is key to accumulating long-term wealth.


  1. The Importance of Diverse Knowledge
    Kiyosaki emphasizes that it’s important not just to specialize in one area, but to acquire basic knowledge in diverse fields such as finance, marketing, and law.

Successful wealthy people build their own economic empires by combining knowledge in business, taxes, law, and marketing.


  1. How to Become Rich: Key Takeaways
    ✅ Don’t work for money; make money work for you.
    ✅ Develop the habit of increasing assets and reducing liabilities.
    ✅ Get financial education and understand taxes and accounting.
    ✅ Don’t fear failure; approach it as an opportunity to learn.
    ✅ Acquire knowledge in various fields to expand wealth opportunities.

Conclusion
Robert Kiyosaki’s Rich Dad Poor Dad is not just a book on personal finance, but a powerful financial education guide that changes the way we think about money. Learning and applying financial knowledge is the first step toward becoming rich. Start small today! 😊

 

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